> For the complete documentation index, see [llms.txt](https://docs.papaya.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.papaya.finance/introduction.md).

# Introduction

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Papaya is an infrastructure for stablecoin subscriptions. It enables merchants to accept recurring payments from millions of users and collect them in a single transaction, for less than $0.01 in gas. Our subscription protocol enables real-time balance calculations for any user without the need to iterate through all incoming streams. This means you can manage subscriptions for millions of users without enumerating each individual subscription.&#x20;

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### **Key Features**

* **Unlimited Subscriptions**: Handle thousands to millions of subscriptions with minimal transaction costs.
* **Real-Time Payment Streaming**: Enable continuous cash flow for businesses.
* **Multi-Chain Support**: Compatible with major blockchain networks (Ethereum, Polygon, BNB Chain, etc.).
* **Stablecoin Integration**: Native support for USDT, USDC, and PYUSD.
* **Non-Custodial Solution**: Direct wallet integration ensures user control over funds.
* **Complete Transparency**: Monitor transactions in real time with full visibility.
* **Cost-Efficient Collection:** Accept recurring payments from millions of users and collect them in a single transaction for less than $0.01 in gas

### **How It Works**

{% embed url="<https://youtu.be/Z_qZshl9hnY?si=PaArGF7U65l4QhpQ>" %}

### **Why Choose Papaya?**

* **Efficiency**: Save on gas fees by bundling transactions.
* **Scalability**: Designed to support millions of users without compromising performance.
* **User Control**: Transparent, real-time streaming with full control over payments.
* **Cost Savings**: Minimize transaction costs for both businesses and customers.
* **Multi-Chain Ready:** Already live on 9+ blockchains with support for major stablecoins.
* **Trusted Infrastructure:** Audited protocol, backed by founders of 1inch and STON.fi.

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[Getting Started](/getting-started.md)
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