Use Cases

Papaya is a versatile payment solution that caters to a wide range of industries and business models. Here are some of the key use cases:


For Enterprises

  • International Salary Payments: Stream salaries to employees across the globe in real-time.

  • Vendor Payments: Automate and manage recurring payments to vendors and suppliers.

  • Corporate Treasury Operations: Streamline cash flow management and treasury operations.

  • Large-Scale Subscription Management: Handle millions of subscriptions efficiently and at low cost.


For Financial Services

  • Payment Gateway Integration: Provide seamless crypto payment options for customers.

  • Cross-Border Transfers: Enable real-time cross-border payments with minimal fees.

  • Insurance Premium Collection: Automate the collection of recurring insurance premiums.

  • Banking Solutions: Integrate real-time payment streaming into modern banking systems.


For the Digital Economy

  • Content Creator Monetization: Allow creators to receive ongoing payments from subscribers in real-time.

  • Gaming Microtransactions: Enable players to pay only for the time they play, in real-time.

  • SaaS Subscriptions: Provide flexible subscription plans with continuous payment streaming.

  • Marketplace Payments: Stream payments between buyers and sellers in online marketplaces.


Papaya’s use cases demonstrate its flexibility and scalability, making it an ideal solution for businesses in a variety of industries.

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