FAQ

Frequently Asked Questions (FAQ)

Find answers to the most common questions about Papaya.

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Market & Geographic Questions

How does Papaya work in emerging markets or specific regions?

Papaya can be deployed in any market, depending on local regulations and crypto adoption rates. For example:

• In Africa: Useful for currency collection and settlement in USDT.

• In Asia-Pacific: Supports integration with local stablecoins.

• In regulated regions: Works through licensed partners to ensure compliance.

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Integration & Technical Questions

Do merchants need their own crypto custody solution?

No, Papaya provides a dedicated smart contract for each merchant. Funds are stored securely, and only the merchant has access to them. Papaya acts as a non-custodial technology provider.

How do merchants handle settlement and off-ramping?

While Papaya focuses on payment infrastructure, it integrates with local providers for:

• Fiat settlement

• Currency conversion

• Bank transfers

• Off-ramping to local currencies

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Regulatory & Compliance

What licenses does Papaya hold?

As a non-custodial technology provider, Papaya is pursuing licenses in key jurisdictions. We work with legal teams to ensure compliance where our technology is deployed.

How does Papaya address local regulations?

Papaya adapts to specific regulatory requirements through:

• Partnerships with licensed entities in regulated markets.

• Integration with regulated stablecoins.

• Compliance with jurisdictional laws.

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Business Model & Commercial Terms

How does Papaya's revenue model work?

Papaya offers:

• Revenue-sharing for referral partners.

• White-label solutions for payment providers.

• Transaction-based pricing starting at 1% for volumes under $2M.

• Flexible terms for startups and early-stage partners.

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Implementation Questions

Can Papaya integrate with existing POS systems?

Yes, Papaya provides APIs compatible with:

• Point-of-sale systems

• Payment service providers

• E-commerce platforms

• Banking infrastructure

Does Papaya support currency conversion between stablecoins?

Yes, Papaya supports:

• Integration with local stablecoins.

• Cross-currency settlement through partners.

• Currency conversion to meet business needs.

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If you have additional questions, please reach out to our support team for more details.